| Learning Outcomes |
PO |
MME |
| The students who succeeded in this course: |
|
|
| LO-1 |
Students will be able to explain the fundamental concepts of financial literacy and the basic principles of personal finance management. |
PO-7 Analytical thinking, especially in information technology management can use modern methods and technologies.
|
Examination
|
| LO-2 |
Students will gain knowledge of income-expense balance, budgeting, and saving methods and apply them in their daily lives. |
PO-4 Improve strategic approach and the notions of using public fundings effectively and efficiently and have the skill of quantitative and statistical searching and the skill of thinking.
|
Examination
|
| LO-3 |
Students will be able to evaluate credit scores, debt management, and investment strategies to make informed financial decisions. |
PO-9 The decision making problems in real life students, Modelling using linear programming techniques, using the simplex and transportation to solve problems and gain skills to interpret the results obtained provide the technical and economical aspects.
|
Examination
|
| LO-4 |
Students will be able to analyze financial risks, insurance systems, and retirement planning to ensure long-term financial security. |
PO-4 Improve strategic approach and the notions of using public fundings effectively and efficiently and have the skill of quantitative and statistical searching and the skill of thinking.
PO-9 The decision making problems in real life students, Modelling using linear programming techniques, using the simplex and transportation to solve problems and gain skills to interpret the results obtained provide the technical and economical aspects.
|
Examination
|
PO: Programme Outcomes
MME:Method of measurement & Evaluation |
| Course Contents |
| This course begins with an introduction to the fundamental concepts of financial literacy, focusing on personal finance management, budgeting, saving, and investment strategies. Topics such as debt management, credit score assessment, and the impact of interest rates on financial decisions are examined in detail. Additionally, financial risk management, insurance systems, and retirement planning are covered to explore ways of ensuring long-term financial security. Throughout the course, students will learn to interpret financial statements, analyze investment instruments, and assess the effects of economic fluctuations on personal finance. Real-life examples, case studies, and interactive exercises will help students develop practical financial literacy skills. |
| Weekly Course Content |
| Week |
Subject |
Learning Activities and Teaching Methods |
| 1 |
Introduction to Financial Literacy
What is financial literacy?
Fundamental financial concepts
The importance of financial awareness |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 2 |
Income, Expenses, and Budgeting
How to create a personal budget
Managing income and expenses
Spending habits and saving methods |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 3 |
Banking System and Financial Instruments
Types of bank accounts (checking, savings, investment accounts)
Credit cards and debit cards
Banking services and digital banking |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 4 |
Credit and Debt Management
Types of credit and how they work
Credit score and its importance
Borrowing and interest rates |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 5 |
Investment Instruments and Basic Concepts
Stocks, bonds, and mutual funds
Gold, foreign exchange, and commodity investments
Basic investment strategies |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 6 |
Risk and Return Analysis
Risk factors in investments
Risk-return balance
Diversification and portfolio management |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 7 |
Insurance and Risk Management
Types of insurance and coverage
Personal insurance planning
Methods to protect against financial risks |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 8 |
mid-term exam |
|
| 9 |
Retirement Planning and Long-Term Investments
Individual retirement plans
Long-term investment strategies
Ensuring financial security for the future |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 10 |
Tax Awareness and Financial Responsibilities
Overview of the tax system
Personal tax obligations
Tax advantages and saving strategies |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 11 |
Inflation and Its Economic Impact
What is inflation and how is it calculated?
Effects of inflation on personal and corporate finance
Strategies to protect against inflation |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 12 |
Financial Fraud and Cybersecurity
Common types of financial fraud
Digital banking security
Methods to prevent identity theft |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 13 |
Financial Decision-Making and Psychology
Behavioral finance and decision-making mechanisms
Common financial mistakes and misconceptions
Setting financial goals |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 14 |
Financial Technologies (FinTech) and Digital Currencies
Financial technologies and digital banking
Cryptocurrencies and blockchain technology
The future of digital finance |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 15 |
General Review and Practical Applications
Financial planning exercises
Real-life case studies
Final review and student presentations |
Discussion Method
Narrative Method
Case Study Method
Problem Solving Method
Individual Study Method |
| 16 |
final exam |
|
| Recommend Course Book / Supplementary Book/Reading |
| 1 |
Duygusal Ekonomi - Doç. Dr. Aysel Gündoğdu |
| 2 |
Finansal Okuryazarlık - Mehmet Akif Çakırer |
| 3 |
Kazanmayı Öğren - Peter Lynch |
| Required Course instruments and materials |
| This course will utilize academic books, articles, and digital resources covering fundamental concepts of financial literacy and current financial developments. Additionally, financial reports, economic analyses, and educational materials from government and private institutions on topics such as budgeting, investing, and debt management will be included. Students will have the opportunity to reinforce their knowledge through real-life scenarios and case studies, gaining hands-on experience in financial decision-making. Furthermore, interactive online platforms, financial simulations, and mobile applications will be used to support practical financial management skills. |
